What is MeDirect guaranteeing?

They say that speed is of the essence and speed is what we’re guaranteeing.

Whether it’s getting an answer on your home loan application or getting the deed signed once the facility letter is issued, we’re putting our money where our mouth is.

Swift Facility Decision

We know that you want an answer on your home loan application quickly. We’re guaranteeing that the answer will come within 15 working days. If not, you’ll get €1,000.

Swift Contracts

We know that you would want to finalise the purchase of your property quickly and we’ll do all we can to help. We’ll give you €1,000 if you complete the purchase successfully within 100 days from the date of the facility letter.

Which products are eligible for this offer?

Home Loans

If you are looking to buy your primary or secondary residential property or want to refinance your existing home loan facility, we will quickly assess your eligibility for a home loan. 

Green Home Loans

You can reduce your energy consumption and help contribute towards a greener world. To reward this efficiency, we will give you preferential rates on your green home loan.

Home Equity Loans

Home equity is the difference between the value of your property and any existing home loans. You can unlock that value through a Home Equity Loan to purchase the car of your dreams or buy a boat, amongst other things.

Property Investment Loans

With a Property Investment Loan you can borrow money to purchase a property with the aim of growing your wealth through appreciation in the value of the property. You can also use the property to boost your income by renting it out.

Why apply for a home loan with MeDirect?

Discover our home loan products

Build your future!

Have any questions you would like to ask before  applying for a home loan?

Talk to our team of professionals.

Trusted Globally

Discover why thousands of people join MeDirect!

Digital Bank

Become a customer of an international banking group within a few minutes.

Free € Transfers

Free online money transfers in Euro.
No account opening or maintenance fees.

Customer Service

Giving you the best products with quick and efficient customer service.

On All Devices

State of the art mobile app giving you access to your accounts and investments 24/7.

Safe and Secure

MeDirect is directly supervised by the European Central Bank jointly with the MFSA.

Our Products

Invest for your future

Save Smartly

About MeDirect

Focus on today, without worrying about tomorrow with MeDirect, Malta’s first digital Bank.

We are a digital bank offering a range of savings, investment, lending and daily banking solutions. With a dedicated team of more than 350 people spread across 5 countries and with more than 114,000 trusted customers holding more than €4.5 billion in assets and a mortgage portfolio of €2.2 billion, MeDirect’s figures proudly represent our position within the market.

Promotion is for a limited time only. Terms and Conditions apply. Applications are subject to the Bank’s lending criteria.


MeDirect Bank (Malta) plc, company registration number C34125, is licensed to undertake the business of banking in terms of the Banking Act (Cap. 371) and investment services under the Investment Services Act (Cap. 370). MeDirect Bank (Malta) plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994. MeDirect Bank (Malta) plc is licensed in Malta and is permitted to provide regulated services throughout the EU on the basis of the EU passporting regime. If you are located outside of the EU, MeDirect Bank (Malta) plc may not be permitted to provide products or services to you.

© 2023 MeDirect Bank (Malta) plc. All rights reserved.