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What you should know about the 6-Month Term Deposit

  1. minimum of €100 is required to open this account.
  2. Guaranteed interest of 2.00% is fixed for 6 months. Interest is quoted gross of tax and on a per annum basis.
  3. Interest is paid at the end of the term.
  4. Your deposit must be kept in the account for the duration of the 6 months, and early withdrawals are not permitted.
  5. Deposits are guaranteed up to €100,000 per depositor per credit institution under the Malta Financial Services Authority Depositor Compensation Scheme.

What you should know about Mutual Funds

  1. Choose from over 600 funds.
  2. Research and filter funds based on key criteria, such as rating, asset class, currency and region. 
  3. Receive dividends, where applicable, in your investment cash account at no cost.
  4. The value of investments, and any income from them, can go up as well as down and you could get back less than you invest. If you are unsure of the suitability of your investment please seek financial advice
  5. Any decision to invest should always be based upon the details contained in the Prospectus and Key Investor Information Document (KIID), which may be obtained from the Distributor.

Why Become A MeDirect Customer

ABOUT MEDIRECT BANK

Focus on today, without worrying on tomorrow with MeDirect, Malta’s first digital Bank.

We are a digital bank focusing on savings and investment solutions, having over 300 dedicated team members spread across 3 countries in Europe, and with 72,000 trusted customers investing over €3.7 billion with MeDirect, our figures proudly represent our position within the market. 

Other MeDirect Products:

Fixed Term Deposit in EUR

Earn more with a 6-month fixed term deposit account in Euro at 1.00% p.a. 

Fixed Term Deposit in GBP

Make your savings count with a term deposit account in GBP for 6 months at 1.00% p.a. 

Mutual Funds

Invest with us. Choose from an international selection of world class funds. 

MeDirect Bank (Malta) plc, is licensed to undertake the business of banking in terms of the Banking Act (Cap. 371). The Bank is a participant in the Depositor Compensation Scheme established under the Maltese laws. Rate quoted is gross of tax on a per annum basis. Interest is paid into a savings account. Accounts can be opened with a minimum of €100 and funds cannot be withdrawn before maturity date. Terms and Conditions apply and are available upon request.


MeDirect Bank (Malta) plc, company registration number C34125, is licensed by the Malta Financial Services Authority under the Investment Services Act (Cap. 370). When you invest in a Mutual Fund you may lose some or all of the money you invest. The value of your investment and any income received, can go down, as well as up. A commission of sales fee may be charged at the time of the initial purchase. Any decision to invest should always be based upon the details contained in the Prospectus and Key Investor Information Document (KIID), which may be obtained from the Distributor.

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