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Start Saving Today!

Open a 6-month fixed term deposit account and benefit from a 1.00% p.a. interest rate.

Find out how much your term deposit will be worth in 6 months time

Amount Deposited Interest Rate Interest Received at Maturity






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Not a customer?

Open an account in minutes.

Already a Customer?

Open a fixed account now.

Trusted Globally

Discover why thousands of people join MeDirect!

Digital Bank

Become a customer of an international banking group within a few minutes.

Free € Transfers

Free online money transfers in Euro.
No account opening or maintenance fees.

Customer Service

Giving you the best products with quick and efficient customer service.

On All Devices

State of the art mobile app giving you access to your accounts and investments 24/7.

Safe and Secure

MeDirect is directly supervised by the European Central Bank jointly with the MFSA.

Other MeDirect Products:

Get your dream home

⇨ Attractive interest rates

⇨ Fixed rate periods offered

⇨ Capped refund of notarial costs

⇨ No processing fees

Save Smartly

⇨ Attractive interest rates

⇨ Deposits guaranteed up to €100,000 under the MFSA Depositor Compensation Scheme

Invest for your future

⇨ No extra fees. Your investments should make you earn not pay

⇨ Smarter solutions. Choose the right investment for you


Focus on today, without worrying about tomorrow with MeDirect, Malta’s first digital Bank.

We are a digital bank focusing on savings and investment solutions, having over 325 dedicated team members spread across 3 countries in Europe, and with 104,900 trusted customers investing over €4.5 billion with MeDirect, our figures proudly represent our position within the market.

The Bank is a participant in the Depositor Compensation Scheme established under the Maltese laws. Rates are quoted gross of tax on a per annum basis. Accounts can be opened with a minimum of €100 and interest is paid into an easy-access account. Terms and Conditions apply and are available upon request. 


MeDirect Bank (Malta) plc, company registration number C34125, is licensed to undertake the business of banking in terms of the Banking Act (Cap. 371) and investment services under the Investment Services Act (Cap. 370). MeDirect Bank (Malta) plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994.

© 2022 MeDirect Bank (Malta) plc. All rights reserved.